Tuesday, October 30, 2012

Debt Free Christmas: Shop Smart

There are great ways to stretch your grocery budget. Thanks to shows like Extreme Couponing(:-p sorry, I don't like that show), we are all aware of the power of coupons. It is a bit of work in the beginning though, until you establish a routine and know your buy/stock up prices.

Also become familiar with discount grocers in your area. Aldi whose parent company is Trader Joe's, offers the majority of staple products at a fraction of the prices at major retailers. Their items are private label, but they are packaged by the same leading companies that you are currently buying. I had coffee with Marytina this week and she mentioned how Aldi has reduced her monthly grocery budget by $100's of dollars a month! I know it has reduced mine, but not as drastically since I extreme coupon as well.

In addition to couponing, look for Food Coop's in your community and through local churches. Fare for All, Ruby's Pantry, and Bountiful Baskets are great organizations that can help you make the most of your grocery budget. These organizations don't care what your income level is. They are using bulk buying power, teamed with seasonal pricing to bring you lots of value.

Sunday, October 28, 2012

DIY: Cream of ... Soup


Couponing has gotten harder, so I have been trying to save money by making more things from scratch. One item that I hadn't even thought about making from scratch was Cream of ... Soup. I am constantly adding cream of mushroom, cream of chicken, cream of celery ,and cream of potato soups into recipes, yet it hadn't even crossed my mind. That is until Pinterest. On a recent viewing session I saw this post, and had to do it.

I have been printing a lot lately and was out of ink. So I figured I could just look at the recipe online and print a label later. After reading all the reader comments, I decided to go ahead and double the recipe right away. So after fixing dinner for the family, I set to work.

Did I mention it was the end of the day, and I was a bit tired? Anyway, I poured all of the ingredients into the food processor in order to blend them well and break up any lingering large chicken bouillon cubes. It went quickly, so I poured most of it into a storage container, and made a test batch to try. It was good, but I was surprised by how spicy it seemed, not exactly what I had envisioned, but not bad. I decided to double check the recipe and noticed that instead of adding teaspoons of thyme, basil, and pepper, I added Tablespoons. Uh oh! My Vet (who knows my history with trying to follow a recipe) is snickering as he reads this.

Not being someone who likes to waste, I wasn't about to toss it. Instead, I grabbed a teaspoon and a Tablespoon in order to calculate the difference and then adjust the other ingredients accordingly. At this point I was fully committed. I sure hoped it tasted good, or I would be tweaking it until did!

Luckily, My math skills are better than my ability to follow directions. I had to wait until later when I could get to the store to replenish depleted ingredients. This also allowed me to double check my calculations.

Success! I can happily say that it tastes great, and I am glad that I have such a large stock to use.

Cream of "something" soup recipe
1 cup non-fat dried milk
3/4 cup cornstarch
1/4 cup bouillon (if you have cubes you have to smash them up)
You can use whatever kind you like (ie, beef, veggie)
4 Tablespoons freeze dried minced onions
1 teaspoon dried basil
1 teaspoon dried thyme
1 teaspoon pepper
 

**For the equivalent of one can of condensed cream soup, mix 1/3 cup dry mix with 1 1/4 cup water. Cook until thick.

I used it in this awesome recipe for Cheesey Wild Rice Soup and it made it even awsomer! (I know it's not a word, but truth is truth.)

Thursday, October 25, 2012

Debt Free Christmas: Gift giving

Spreading reindeer food.
I like to start with gifts. I start shopping early and aim to be done no later than Black Friday. This allows me to get/make gifts that are specific for the receiver. It also makes the entire Christmas season so much more enjoyable. Instead of fighting the crush of people at the malls on the weekends, We get to stay home and make gingerbread houses, and spread reindeer food on the lawn.

Instead of spending lots of money so they have piles of presents to open, we keep gift giving simple. Every Christmas our children receive three gifts:
Gold- the thing they have wanted most all year long
Frankincense- something the whole family can do together. It could be a game, passes to a theme park, a special vacation- anything goes as long as it's a bringing the family together thing.
Myrrh - something useful for the kids. It might be a set of clothing, an educational toy, or furniture.   They also get a stocking with small items, but this way the focus isn't Santa.

Gifts of the Magi, means that we will have many opportunities to discuss the real reason for the season.

Once you have your list made, it is time to shop. Check out the leaked Black Friday Ads, check weekly ads and for any specific brand of item you are shopping for, like their Facebook page and watch the stores that carry it. Last year I was able to pick up a $69 toy for $49, by price matching at Target and using a corresponding Target coupon from their toy catalogue.
I was also able to pick up games at Toys R Us the weekend before Black Friday for 10% less and avoid the long lines in the middle of the night.

I recently posted some great jewelry deals on Amazon that are still available. Order soon though, as shipping is slow and you want to make sure you get them in time.

In addition to checking my Deals tab, check these websites every day to find great gift ideas/deals:
OneSaleADay
Groupon
Fab.com
6pm
DealChicken
LivingSocial
Woot